A tree falling on your roof is one of the most alarming scenarios a homeowner can face. The damage can be significant and stressful to manage, whether it happens during a severe storm, from heavy winds, or simply because of an old, decaying tree. Knowing what to do and taking the proper steps can help you efficiently address the situation. This comprehensive guide can help you navigate this unexpected event.

What to Do:

Step 1: Ensure Everyone’s Safety

Your first priority should always be the safety of everyone in your home or building. You can ensure no one is harmed by following these steps:

• Evacuate the Area: If the tree has caused any structural damage (e.g., holes in the roof or compromised walls), evacuate the affected rooms immediately. Avoid entering any areas where debris is still falling.
• Turn Off Utilities: If the tree has damaged electrical wiring, gas lines, or water pipes, turn off the utilities at the main switch to prevent fires, gas leaks, or flooding.
• Call Emergency Services: Call 911 immediately if someone is injured or there is a risk of fire or a gas leak.
• Stay Clear of Power Lines: If the tree has brought down power lines, stay at least 30 feet away and call your utility company to report the issue.

Step 2: Assess the Damage (From a Safe Distance)

Once everyone is safe, you can start assessing the extent of the damage from a distance. Here’s what to look for:

• Roof Damage: Check for visible holes, missing shingles, or structural collapse.
• Interior Damage: Look for any damage such as water leaks, cracks in the ceiling, or debris inside the house.
• Tree Stability: Determine if the tree is still resting on your roof or if it has slid off, as this can impact the removal process.

Use binoculars or a smartphone camera to zoom in and inspect the roof. Do not attempt to climb onto it, as this may put your safety at risk.

Step 3: Contact Your Insurance Company

Homeowners insurance typically does cover a tree falling on your roof, but the specifics depend on your policy. Take these steps to start the claims process:

• Document the Damage: Documentation is crucial for an insurance claim. Take photos and videos of the tree, roof, and any visible interior damage.
• Call Your Insurance Provider: Report the incident as soon as possible. Be ready to provide details, including when and how the event occurred.
• Follow Their Instructions: Your insurance company may recommend specific contractors or tree removal services, or they might require you to get quotes for repairs.

Step 4: Hire Professional Help

When dealing with a fallen tree, you’ll need the assistance of professionals to remove the tree and repair your roof safely. Here’s who to contact:

• Tree Removal Services: Hire a licensed and insured arborist or tree removal company.
• Roofing Contractors: Contact a reputable roofing company, like Valley Roofing, to inspect and repair the damage.
• General Contractors: A general contractor may be necessary if the damage extends beyond the roof to walls or other structural components.

At Valley Roofing, we ensure all our professionals are trained and experienced in storm or emergency damage scenarios. We ensure the work is done safely and efficiently.

Step 5: Prevent Further Damage

While waiting for professionals to arrive, take steps to protect your home from additional damage. Only proceed if it’s safe to do so:

Tarp the Roof: Cover any holes or exposed areas with a heavy-duty tarp to prevent water from entering your home.

Clear Debris: Remove smaller, lightweight debris from around the house to create a safer work environment for professionals.

Move Valuables: Relocate furniture, electronics, and other valuable items from areas where water might leak through the damaged roof.

Step 6: Repair and Restore Your Roof

Once the tree has been removed, it’s time to repair the damage. At Valley Roofing, we can:

• Inspect the Roof: We conduct a thorough inspection to identify all damage.
• Replace Damaged Materials: We can remove and replace any damaged materials (e.g., broken or missing shingles, underlayment, decking. etc.).
• Reinforce the Structure: We ensure the roof can handle future storms, addressing any structural issues.
• Waterproof the Roof: We can waterproof your roof by installing or repairing flashing, seals, and underlayment to protect against leaks.

Valley Roofing specializes in roof repairs of all sizes. We will work closely with you to restore your roof to its original condition.

Step 7: Prevent Future Incidents

After having your roof repaired, it is crucial to reduce the likelihood of another tree-related disaster. Ensure you take the proper steps, which include:

• Trimming Overhanging Branches: Regularly trimming branches above your roof can minimize the risk of them falling.
• Remove Hazardous Trees: Have a certified arborist assess trees near your home and remove those that are diseased, decaying, or at risk of falling.
• Inspect After Storms: Check your roof and surrounding trees after significant storms to catch potential issues early.
• Schedule Regular Roof Maintenance: Regularly maintain your roof with annual inspections and maintenance.

Typical Roof Replacement Timeline

Here’s a breakdown of what to expect during a typical roof replacement project:

Day 1: Initial Preparation

• Materials Delivery: We deliver all the roofing materials, tools, and equipment to the site.
• Property Protection: We lay down tarps and protective coverings to shield your landscaping, windows, and siding.
• Old Roof Removal: Our roofing crew begins tearing off the old roof. This step usually takes a full day, but larger or more complex roofs may require additional time.

Day 2: Inspection and Repairs

• Decking Inspection: After we remove the old roof, we inspect the decking for damage. If repairs are needed, we will address them at this stage.
• Replacement of Damaged Areas: We then replace any damaged decking or structural elements to ensure the new roof has a solid foundation.

Day 3–5: Installation

Underlayment and Flashing: We install a waterproof underlayment that provides a protective barrier. Flashing is added around chimneys, vents, and other roof penetrations.

Roofing Material Installation: We install the new roofing material. The time this step takes depends on the type of material and the roof’s complexity. For example:

• Asphalt Shingles: 1–2 days
• Metal Panels: 2–3 days
• Slate or Tile: 3–5 days or more

Final Day: Clean-Up and Inspection

• Clean-Up: Our roofing crew will ensure your property is spotless by removing all debris, nails, and leftover materials.
• Final Inspection: Our team ensures the roof meets quality standards and is properly sealed by conducting a thorough inspection.

Frequently Asked Questions

Q: Will insurance cover the cost of tree removal?

A: If the tree causes damage to a structure like your roof, most homeowners insurance policies will cover the costs. However, coverage for trees that fell without causing damage may vary.

Q: How long does it take to remove a tree and repair the roof?

A: Depending on the size and location of the tree, the removal typically takes a few hours to a full day. Roof repairs can take 1–3 days, depending on the extent of the damage and weather conditions.

Q: Can I stay in my home during the repairs?

A: In most cases, yes. However, you may need to temporarily relocate if the damage is extensive or the home is unsafe.

Conclusion

A tree falling on your roof is a stressful experience, but you can address the situation quickly and efficiently with the proper steps. Prioritize everyone’s safety, document the damage, and work with trusted professionals to remove the tree and repair your roof. At Valley Roofing, we’re here to help you through every step of the repair process, from emergency repairs to long-term maintenance.
If you’ve experienced storm damage, contact Valley Roofing today. Let us help you protect your home and keep your roof in top condition for years.